Here Are 2025's Health Care Costs State by State
The cost of healthcare is soaring in states across America. And while some are only experiencing slight increases, others are seeing substantial increases in the costs of their healthcare. Want to know where your state stands? Let’s look at healthcare costs by state for 2025.
Wyoming
Wyoming tops our list of skyrocketing healthcare costs. Healthcare has climbed a whopping 65%, which is huge. People typically spend about $10,296 after insurance. Those wide open spaces might be peaceful, but the medical bills here are anything but calm.
New York
The Empire State lives up to its name. It’s big, bold, and expensive. Healthcare here costs over $14,000 - one of the highest in the country. Even after insurance, people still pay over $13,000. In New York, the city never sleeps, and neither do the medical bills.
Tennessee
Tennessee has it all - charm, music, and mountains. But healthcare? That’s something else altogether. Healthcare costs rose almost 60% recently. Staying healthy clearly isn’t cheap in this state, where you pay $8,909 after insurance.
Rhode Island
This tiny state has seen a giant jump in its healthcare costs. We’re talking 54%, which is really no small deal. People in Rhode Island pay about $11,049 after insurance. The state may be known for its beaches and seafood, but those doctors' bills roll in like the tide.
Colorado
Colorado’s mountains are massive, and now its healthcare costs are almost as high, too. Healthcare rose by a staggering 53.1%, and people now pay around $8,289 after insurance. Breathing in fresh air is free, but catching your breath after seeing the bill will cost you extra.
New Hampshire
Healthcare in New Hampshire is climbing higher than the White Mountains. How high, you ask? More than 50% higher. It’s a beautiful state, but the bills are not so desirable. Citizens now pay up to $11,359 after insurance has kicked in.
Idaho
Idaho is known for its potatoes - and now for its rising healthcare costs, too. People are paying around $7,772 after insurance, after their healthcare costs rose by 52.7% recently. Life is simple and down-to-earth in Idaho, but the medical bills are anything but.
Florida
Sunny skies don’t mean sunny bills. Healthcare costs rose nearly 52%, and people pay around $9,501 after insurance. Florida may be the retirement dream, but healthcare is no small expense. Better save up a few extra dollars if you want to retire here.
South Dakota
South Dakota has prairies, Mount Rushmore, and now big healthcare bills. Costs have gone up 47.1%, leaving citizens of the state paying $11,736 after insurance. Wide open spaces don’t necessarily mean wide open wallets, and people are learning it the hard way.
North Dakota
North Dakota, too, saw healthcare costs rising 47.1%. The people living there pay around $10,741 after insurance. Life here is meant to be steady and simple, but the costs still leave a sting and wallets a bit emptier than they should be.
Minnesota
Minnesota isn’t far behind the Dakotas and has had an increase of 46.9% in healthcare costs. Lakes may be free to enjoy here, but the healthcare isn’t, and people still pay around $10,510 after insurance. It’s a nice state with not-so-nice costs.
Oklahoma
In Oklahoma, the winds come sweeping down the plain, bringing with them higher healthcare costs to the tune of a 47.3% increase. The skies are endless, and so are the receipts, with people paying $8,997. Staying healthy in Oklahoma is an expensive venture.
Kansas
Kansas is all about golden fields and friendly people. The healthcare costs, on the other hand, are not so golden, and prices recently rose nearly 45% with bills landing at $8,845 after insurance. Dorothy and Toto would need a side job just to cover the medical costs.
Mississippi
Not even Mississippi’s southern charm softens the blow of the cost of healthcare. It climbed by 44.3%, leaving people paying around $8,852. Mississippi is a state with simple pleasures, but the medical costs are definitely anything but simple.
Arkansas
Arkansas has gorgeous trails and affordable living. But healthcare is creeping up. Costs jumped 44.6%, with bills averaging $8,912 after insurance. Doctors' bills here hike way higher than any mountain trail - and it’s not the kind of climb you want.
Arizona
Arizona’s deserts are hot. The healthcare costs are even hotter! Prices rose 44.4% in 2025, leaving people with a bill of around $8,239 to cover after insurance paid their portion. Sunsets might be free, but doctors' visits sting like cactus needles.
Texas
Do you know the saying “Everything is bigger in Texas?” Well, that applies to its healthcare costs too. Today, people are paying about $8,048 with insurance after healthcare costs rose 44.4%. These kinds of costs are like a tight lasso on your wallet.
Wisconsin
Cheese is cheap in Wisconsin - but healthcare isn’t. Why? Because it’s jumped 44% in the last year, with bills now hitting $9,626 after insurance. Life in Wisconsin is cozy, but the medical bills are quite enough to make you consider moving.
Alabama
Sweet Home Alabama. Yes, Alabama is great, but not for your bank account. Healthcare rose 45.2%, and people pay an eye-watering $8,788 after insurance. The charm and music are free. The doctor's visits aren’t. That medical bill will hit you hard.
Utah
Utah is simply stunning with its mountains, canyons, and national parks. You’ll be surprised to know that it’s not only the people who go climbing here, but the medical bills, too. People spend around $7,241 on healthcare after a recent 45.9% increase in healthcare costs.
Illinois
Illinois is famous for its deep-dish pizza and Wrigley Field. But those healthcare costs? They don’t score any points. Costs have gone up 43%, leaving folks with about $9,601 after insurance. Your wallet will be hit with high bills again and again.
Missouri
The “Show-Me State” is showing some pricey healthcare costs after a recent 42.9% hike. Life is affordable in Missouri - until you get sick. Residents pay $9,461 after insurance. Show-Me State? More like show me the money - and lots of it.
Michigan
Michigan’s charm is in its seasons and those beautiful Great Lakes. But the medical expenses are like winter… Long, harsh, and always more expensive than you thought. Costs have gone up 36.5% recently, with bills around $9,524 with insurance.
Kentucky
Healthcare costs are making people rethink living in Kentucky. Yes, it’s known for bluegrass and bourbon, but not even these are enough to make people stay after a 36.2% increase in healthcare costs. This leaves them paying a whopping $9,778.
Ohio
Ohio keeps things steady - except healthcare costs. Here, medical costs went up 36.3% in 2025, with people left to pay $10,093 after insurance. The Buckeye State might be proud of its sports teams, but not so much its healthcare costs.
Virginia
Virginia is for the lovers, but not their wallets. Healthcare in Virginia rose 36.1% this year, and people now have to pay around $8,815. It’s a state full of history and charm, and those medical bills are set to rewrite the story fast!
Maine
Maine’s lighthouses and lobster rolls are to-die-for. And now, after a 37.4% increase in medical costs, so is healthcare. Sure, it’s the perfect place to relax, but not when you have to fork out $11,505 after insurance to stay healthy.
Washington
Washington’s coffee and mountains are what make life rich. But the healthcare costs and bills of $8,939 just make its residents poorer. Here, the medical expenses grow faster than the pine trees - and it’s not the kind of growth you want to brag about.
Montana
The wide skies of Montana make you feel free. The healthcare? Not so freeing as costs rose 40.8% this year. You can expect to pay around $9,791 after insurance. The medical expenses climb higher than the Rockies now.
Iowa
Iowa is one of the states known for comfort and simplicity. And, it was for a long time. Now, after a 39.6% increase in healthcare costs, residents are saddled with sky-high medical bills of around $9,265. And the costs just keep rising!
Georgia
Georgia’s peaches are sweet. Its healthcare bills are the opposite. They’re sour and leave a horrible taste in your mouth when you have to pay $8,282 for medical bills after insurance. This comes after a 39.9% increase in the last year.
Nevada
Nevada is full of bright lights, big wins, and huge medical bills. Costs rose 39.8% in 2025, with people now paying around $8,118 after insurance. Life might be a gamble in Nevada, but your medical bills shouldn’t have to be.
South Carolina
South Carolina’s healthcare costs are at an all-time high. And no, we’re not talking about a measly increase. South Carolina’s medical costs have soared even higher after a 55.1% increase in 2025. Myrtle Beach might be soothing, but a bill of $8,691 is anything but.
Alaska
Alaska is one of the most beautiful states in America. But it’s not the cheapest by a long shot. Here, people pay $13,188 for medical bills after healthcare costs rose 35.8%. That’s no joke. Paying medical bills in Alaska is almost as painful as wrestling a grizzly.
Massachusetts
History, clam chowder, and Harvard - Massachusetts has a few gems under its belt. Cheap healthcare just isn’t one of them. Costs rose 18.2%, which isn’t as bad as others, but bills still average around $12,754 after insurance. Suddenly, Harvard doesn’t sound as good as it used to.
Delaware
Delaware is a small state with big expenses. Things like healthcare just aren’t as cheap as they used to be after a 28.1% climb in healthcare costs. Sure, it’s tax-friendly, but that’s not enough when you’re shelling out $12,294 in medical bills in 2025.
West Virginia
Almost heaven, right? Not so much when you see the bills. Healthcare rose 39.5% in 2025, leaving people paying about $12,019 after insurance. West Virginia’s mountains are peaceful, but the medical costs here break that peace quickly and without batting an eyelid.
Vermont
Vermont is one of those states that is sweet and full of maple syrup. But the healthcare costs leave a bitter taste. Prices for healthcare have gone up 35.5% this year, and people now pay $12,237, with insurance covering their portion. What happened to good, cheap healthcare?
Connecticut
The coast of Connecticut is one of the most beautiful places to live. Life here is charming until you see the cost of healthcare. Prices climbed 21.3% recently, and people spend just over $11,000 on their medical costs. It sounds mild compared to other states, but the bills still sting.
Pennsylvania
Pennsylvania is known for its rolling hills. And now, it’s becoming known for its healthcare costs rolling higher, too. Costs jumped 32.8% in 2025, with bills around $11,229 after insurance. Forget Gettysburg, the real battle here is the high cost of healthcare.
Maryland
Chesapeake Bay has priceless views. The doctor's visits are anything but, and healthcare has gone up 27.2%. Residents of Maryland are now paying $10,340 for healthcare after insurance. Sure, it’s not as high as other states, but people are feeling the pinch a lot more these days.
Indiana
Indiana is supposed to be laid-back and affordable - and then you see the cost of healthcare. Costs climbed 35.2% with people paying $9,914 for healthcare in the state. And let’s not even get started on what that’ll do to your copay next time you have to see a doctor.
Louisiana
Louisiana is famous for Mardi Gras. The healthcare, however, is no party. Costs have gone up 32%, and people pay about $9,796 for healthcare - and that’s once insurance has paid their portion. You just can’t ignore the medical bills as they stack up, draining your bank account faster than you can say “Louisiana.”
Nebraska
Nebraska has wide-open skies and friendly people. But one thing that’s not so friendly is the rising cost of healthcare. Nebraska’s healthcare costs went up 33.1% this year, with bills now averaging around $9,974. Life may be simpler here, but it’s definitely not cheaper.
California
California’s beaches are breathtaking. But the healthcare comes with California pricing to the tune of $9,665 after a recent increase of 33.3%. Surfing and sunbathing might be free, but one slip on the board or one sunburn, and your bill will wipe you out.
Hawaii
Paradise is pricey. Hawaii’s healthcare costs rose 29.8% in 2025, and people now pay around $9,593 after insurance. Sure, the views are astounding, but so are the expenses - and not in a good way. One hospital visit, and it feels like you’re paying for the whole island.
District of Columbia
D.C. is the capital of the country, and now the capital of costs. Healthcare rose a staggering 30.7% this year, with residents now saddled with a bill of $13,934 after insurance. That’s more than many other states. Staying healthy is not cheap.
Oregon
Oregon is green - as in environmentally-friendly. You know what’s not so friendly? The cost of healthcare. This comes after healthcare costs rose 32.4% leaving people with bills around $9,625 to cover after insurance. The medical care here drains you and your wallet fast!
New Jersey
New Jersey’s healthcare costs are not cheap! Costs climbed by 31.1% in 2025. Residents of the state of New Jersey pay around $11,266 for healthcare after insurance. Even the Jersey Shore isn’t enough to distract from the rising costs.
New Mexico
The Land of Enchantment, as it's known, looks really good on paper - until you see the cost of living and healthcare. Their healthcare costs just rose 25.9%, which leaves people paying $8,505 in medical bills. It’s not as bad as other states, but it’s not good either.
North Carolina
North Carolina’s healthcare is climbing higher than the Blue Ridge Mountains. How high, you ask? 51.1% higher than what it was a year ago. People are having to dig deep into their pockets to come up with the $8,607 they now need to pay after insurance.
